Josh Howard

Licensed Loan Officer

NMLS # 1716585

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59 Reviews

I am a local Sacramento mortgage broker and real estate agent. I live in Wilton with my wife and two boys, who attend Liberty Ranch High School and Arcohe Elementary School. I've been serving customers’ needs for over 20 years. I bring a project management approach with the desire to listen and provide customers like you with personalized attention. My intention is on making your home purchase experience remarkable, simplified, and communicative. There are many financing options that exist and together we will find the right one with the smartest fit for your needs.

Josh Howard

Loan Officer

What Home Buyers & Sellers Are Saying...

I’m a first time time buyer and was referred to Josh by my real estate agent. I’m very happy that I went with my agent’s recommendation. He took the time to listen to my needs and specific situation. I appreciate his overall concern, professionalism, and everything that went into my loan. He made my loan application process very easy and painless. I will recommend Josh to my friends and family.

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Donald M.

Repeat Client

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Zillow Review

Frist Time Homebuyer

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Donald M.

Repeat Client

My father introduced my husband and I to Josh. From our first conversation, we liked him very much. He was very honest with us from the beginning and answered all our questions. He was not pushy and checked in on us periodically. When we wanted to increase our budget, Josh cautions us about the pitfalls. We were able to send him the information about the houses we were interested in to get a monthly cost so we would know our affordability. I have already recommended several of my friends to speak with Josh if they are interested in purchasing a home.

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Copyright © 2025 | Licensed In: California | Company NMLS: 2179191 | NMLS # 1716585

Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.

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